What Creators Need to Know About OnlyFans Chargebacks

Like ants to honey, OnlyFans has attracted some of the worst vices out there. Creators are now at the mercy of scams from bots, shady agencies, and content thieves. 

The reality is that scams are inevitable, but being a victim isn’t. Most successful OnlyFans creators have built systems that reduce exposure to scams. They watermark everything, vet every "opportunity," and never hand over account access. 

‍

The Most Common OnlyFans Scams Creators Face

OnlyFans scams are more common than you might think. The scary part is that some scams come in pretty and ambiguous packages. Here are some of the common OnlyFans scams you may face:

• Fake subscriber scams: Imagine a fan asking for custom content immediately after subscribing. It seems too good to be true, right? Well, there’s a chance that such fans are about to perpetuate a fake subscriber scam. They often subscribe with stolen credit cards and demand nudes before tipping. After receiving the content, the fan may initiate a chargeback, getting back the money they paid you for it.

• Stolen or leaked content: This type of scam is quite common because creators almost have no control over their content. It’s where a fan buys and resells your content on other platforms. We’ve seen entire creator portfolios stolen and repackaged on foreign platforms. Leaked OnlyFans content also exposes you to unwanted attention. This often applies to creators who set their content to appear in specific regions for privacy reasons.

• Agency exploitation: If you’re a newbie on OnlyFans, you might come across agencies trying to sign you up. Some agencies might offer viral growth in exchange for up to 30 to 50% commission. In most cases, they either under-deliver, ghost you, or deliver recycled bot followers. The worst part is when they pressure you to sign exclusive contracts that are auto-renewable with no performance clauses.

• Phishing or fake support accounts: The devil works hard, but the average OnlyFans scammer works harder. These scammers may pose as OnlyFans support, tempting you to click on malicious links, and by doing that, they steal your logins or payment information. As a result, you may automatically lose your account or earnings. There are also cases where OnlyFans suspends accounts with suspicious activities.

‍

What OnlyFans Scams Really Look Like

OnlyFans scammers are always refining their tactics. However, they often slip up by revealing these red flags:

• Bad English and generic usernames: Bad English is a dead giveaway that you’re about to get scammed. Most scammers use bot-generated DMs that are often riddled with bad grammar. Also, watch out for generic usernames like “SexyGirl123” or “Loverboy2025”. 
• False verification: OnlyFans scammers might post fake verification links to get you to lower your guard. However, they often slip up, as the verification may come in the form of handwritten notes with mismatched usernames. Some verification request links might direct users to malicious links.
• Overpromising or not meeting up with requests: Sometimes, it’s a red flag when the fan or creator acts too eager to deliver after you take specific actions. For instance, creators may promise to immediately send content after receiving payments. On the other hand, shady fans may request free content before making a payment. So, always make sure there’s enough proof that the other party will follow through on their promise.
• Agent management deals that seem outrageous: Watch out for promises that sound too good to be true, like “we’ll make you $50K per month.” Agencies using these tactics often exaggerate results, demand high commissions upfront, or push aggressive sales strategies that don’t match your goals.
• Off-platform demands: Fraudsters will try to convince you to take payments outside the platform. In those cases, they’re usually trying to cheat you out of your content or cash. The worst thing is that you can’t report to OnlyFans Support since the platform may ban or suspend your account for external activities. 

‍

Common Scam Scenario Creators Face

One of the most common setups happens in creator groups on apps like Telegram or Discord. It often starts with members casually talking about how hard it is to grow, then an “admin” or connected account jumps in, recommending an agency that claims to guarantee tens of thousands of followers. The agency usually flashes fake screenshots or “proof of earnings,” then asks for an upfront fee to join or promote you.

We’ve seen countless creators lose money this way. The pattern is the same every time: the agency collects the fee, disappears, or delivers bot accounts that never spend a cent. It’s a reminder that if an agency refuses to verify itself with a real video call or cannot provide genuine testimonials, it’s a red flag.

‍

What to Do if You’re Targeted or Scammed on OnlyFans

So, you’ve been scammed. The best course of action is to respond as quickly and strategically as possible to minimize damage. Panicking won’t help. Here’s how to respond if someone impersonates you or leaks your content:

• Step 1: Gather evidence. Keep track of everything, from DMs to the stolen content to the fan’s profile. You can also keep links to websites that contain your content without your approval. A reverse image search via Google Images will reveal all websites holding the content.
• Step 2: Report the stolen content or use DMCA to take down content on off-platforms. For stolen content on OnlyFans, send a report detailing the incident to the platform’s support page. If the leak occurred outside the platform, use OnlyFans’ free DMCA service to take them down.
• Step 3: Warn your fans about the leak. Create a post concerning the incident and pin it on your social media platforms. Be sure to include a link to your real OnlyFans page.

‍

Report scammers directly through OnlyFans

OnlyFans has strict security measures to prevent scam activities on the platform. For instance, you can report fake accounts by clicking the “Report Profile” button on the concerned party’s page. To report fraudulent chargebacks, you can provide the necessary details to “Payment Dispute” in OnlyFans support.

Note that your report must contain clear evidence to back up your claims. So, always keep relevant information in a scam folder. Your typical scam folder can include screenshots, payment receipts, and DM logs. 

‍

Protect your copyright and brand

First, invest in a photo editing tool that allows you to watermark your content. You can use OnlyFans’ built-in tool or Canva. Make sure the watermark is not at the edge or corner of the content since scammers can easily crop it out. You should also include a copyright disclaimer. To find leaks, use tools like Enforcity to scan for stolen content.

‍

Block to avoid further targeting

• Don’t hesitate to block scammers, time wasters, or fans with suspicious activities.
• Only allow paying fans to send DMs. You can activate this function via the Privacy Settings.
• Use burner accounts when dealing with fans outside the platform.
• Revoke access to shady managers via the OnlyFans’ Manager Permission settings.

‍

Staying Safe: Pro Creator Strategies to Dodge OnlyFans Scams

OnlyFans scammers are always evolving their strategies, but you can always be a step ahead by following these tips:

• Always verify who you’re dealing with (agencies, fans, “managers”). Only a scammer will have a problem verifying their identity. You can demand video calls before working with an agency or manager. For collaborators, you can reverse image search their profile pics to know if they’re truly the owners of the account.
• Keep all payments on the platform. The OnlyFans payout system is your only reliable option for receiving payments. Always avoid using off-payment platforms and block fans that insist on them.
• Never share logins or personal info via DMs or email. Do not respond to emails or DMs requesting your login information. Note that OnlyFans will never ask for your logins.
• Use OnlyFans’ built-in security and access management features. For example, you can set up 2-factor authentication in OnlyFans’ security settings. It’s also a good idea to track fan activities within specific timeframes to fish out suspicious ones.
• Learn about restricted words (for example, “urgent” or “verification needed”), how scammers exploit them, and how to protect yourself. You may set up OnlyFans AI bots to flag those words and escalate the issue for you to handle. 
• Create an authentic following on social media. Consistently create niche-friendly content and follow other proven OnlyFans marketing tactics.

‍

Why Smarter Creators Stay Ahead of Scammers

Scammers evolve, but so can you by becoming more security-conscious. Consider every suspicious interaction as a potential scam until proven otherwise. You can also join active communities on platforms like Reddit and Twitter to stay in the loop about the latest scams.

From celebrities to influencers to everyday creators, OnlyFans offers a way to monetize content by building a loyal fanbase. While only a tiny fraction of creators make it to the very top tier, examining the top OnlyFans earners provides valuable inspiration for any creator looking to grow their account.

In this article, we will look at 18 of the highest-earning OnlyFans creators. Understanding how these top celebrities and influencers built their subscriber base, priced their content, and promoted themselves gives insight into possible strategies for success.

We’ll also provide tips on how any creator can maximize their OnlyFans income using the right tools and techniques. While reaching the highest earning tier may seem out of reach, it should motivate you to aim for that top 1%.

‍

Top 14 OnlyFans Earners

The highest-paid creators include major celebrities like Cardi B and Blac Chyna, as well as popular adult industry stars. By leveraging their existing brand and social media followings, these creators have built huge subscriber bases, paying monthly fees ranging from $5 to $50 to access exclusive content. Let’s look at 18 of the top OnlyFans earners and how they built their presence on the platform.

1. Blac Chyna

• Age: 33
• Subscription fee: $19.99 per month
• Estimated earnings: $20 million per month
• Subscribers: 11 million
• Content type: Glamour, racier images and videos

Former model Blac Chyna has the highest reported earnings on OnlyFans, making around $20 million per month. She launched her account in 2020 and quickly gained over 10 million subscribers. Chyna posts glamour-style photos along with racier content. Her status as a reality TV star and affiliation with the Kardashian family brings mainstream attention to her OnlyFans page.

2. Bella Thorne

• Age: 25
• Subscription fee: Free
• Estimated earnings: $11 million per month
• Subscribers: 5 million
• Content type: Behind-the-scenes, lifestyle

Former Disney star Bella Thorne made headlines by earning $1 million on OnlyFans within her first 24 hours on the platform. Her account offers largely non-explicit, behind-the-scenes style content. Thorne uses her celebrity status to court mainstream media attention, which helps drive subscriptions.

3. Cardi B

• Age: 30
• Subscription fee: $4.99 per month
• Estimated earnings: $9.43 million per month
• Subscribers: 4.5 million
• Content type: Behind-the-scenes, intimate moments

Cardi B is one of the most popular musicians in the world, with over 100 million Instagram followers. On OnlyFans, Cardi gives fans a glimpse into her personal life, sharing behind-the-scenes moments and intimate content. Given her massive fanbase, it’s no surprise her OnlyFans is hugely popular.

4. Mia Khalifa

• Age: 29
• Subscription fee: $12.99 per month
• Estimated earnings: $6.42 million per month
• Subscribers: 2 million
• Content type: Provocative imagery, “safe for work but spicy”

Despite only performing adult content briefly years ago, Mia Khalifa remains one of the most popular adult stars. On OnlyFans, she posts provocative yet non-explicit photos and videos for her 2 million followers. Discounts for 3-12 month subscriptions help retain subscribers.

5. Erica Mena

• Age: 34
• Subscription fee: $25.99 per month
• Estimated earnings: $4.49 million per month
• Subscribers: 400,000
• Content type: Exclusive X-rated content and photos

Reality TV star Erica Mena joined OnlyFans in 2020 and has built a large subscriber base through steamy photos and videos. She promotes her account to her 6 million Instagram followers, driving traffic to her OnlyFans page.

6.  Gemma McCourt

• Age: 23
• Subscription fee: $30 per month
• Estimated earnings: $2.3 million per month
• Subscribers: 150,000
• Content type: Glamour photos, adult content

Social media influencer Gemma McCourt has leveraged her Instagram fame to become a top-earning OnlyFans creator. She posts glamour-style photos along with more explicit adult content for her subscribers. Multiple subscription tiers and promotions help boost her earnings.

7. Pia Mia

• Age: 26
• Subscription fee: Free
• Estimated earnings: $2.22 million per month
• Subscribers: 800,000
• Content type: Exclusive behind-the-scenes content

Singer and influencer Pia Mia offers fans free subscriptions but charges for full access to her account. She mainly posts behind-the-scenes content focused on her lifestyle and relationships. Her existing fanbase on YouTube and Instagram provides a built-in audience.

8.  Safaree Samuels

• Age: 41
• Subscription fee: $15 per month
• Estimated earnings: $1.91 million per month
• Subscribers: 250,000
• Content type: Adult content, personal lifestyle

Safaree Samuels first gained fame as part of the rap duo The Hoodstars. He later appeared on reality shows like Love & Hip Hop. On OnlyFans, Safaree shares explicit content along with details on his personal life. His fame within hip-hop helps promote his OnlyFans account.

9. Mila Mondel

• Age: 24
• Subscription fee: $20 per month
• Estimated earnings: $1.5 million per month
• Subscribers: 150,000
• Content type: Glamour and adult photos/videos

British model Mila Mondel has become extremely successful on OnlyFans by sharing provocative glamour and adult content. She offers subscription bundles and free trials to help convert new fans. Mondel also interacts heavily with supporters, which helps boost her earnings.

10.  Dannii Harwood

• Age: 35
• Subscription fee: $12.99 per month
• Estimated earnings: $1.4 million per month
• Subscribers: 200,000
• Content type: Explicit photos/videos, fan requests

Dannii Harwood is an adult performer from the UK who has cultivated a large OnlyFans subscriber base. She takes fan requests, offers personalized content, and posts multiple times daily to keep her account active and engaging. These tactics help her earnings remain very high adult content. She offers subscription bundles and free trials to help convert new fans. Mondel also interacts heavily with supporters, which helps boost her earnings.

11. Belle Delphine

• Age: 23
• Subscription fee: $35 per month
• Estimated earnings: $1.2 million per month
• Subscribers: 60,000
• Content type: Cosplay, fetish/kink photos and videos

Belle Delphine is an Instagram influencer known for her highly provocative content, often with cosplay and fetish themes. She maintains a relatively smaller but very engaged follower base, paying a $35 monthly fee for her kink/fetish OnlyFans content. Her smart promotional tactics maintain her high earnings.

12. Megan Barton Hanson

• Age: 28
• Subscription fee: $24.99 per month
• Estimated earnings: $1.06 million per month
• Subscribers: 80,000
• Content type: Glamour and adult photos/videos

British model Megan Barton Hanson appeared on the reality show Love Island in 2018. She posts glamour model-style photos along with explicit content for her OnlyFans subscribers. Megan promotes her account to her 1.6 million Instagram followers.

13. Casanova

• Age: 36
• Subscription fee: $25 per month
• Estimated earnings: $1.05 million per month
• Subscribers: 80,000
• Content type: Adult photos, sex tapes, explicit videos

Rapper Casanova has transitioned to posting explicit adult content on OnlyFans. While not showing full nudity, he shares sex tapes, adult videos, and more. Casanova uses his Instagram account, with 2.2 million followers, to advertise his OnlyFans page.

14. Jem Wolfie

• Age: 31
• Subscription fee: $5 per month
• Estimated earnings: $900k per month
• Subscribers: 400,000
• Content type: Fitness, glamour, cooking content

Australian personality Jem Wolfie is a fitness trainer and model. Her OnlyFans focuses on cooking, fitness, glamour modeling, and her lifestyle. Jem’s earned income on OnlyFans comes from a combination of subscriptions and tips from her engaged fanbase.

‍

How to Make the Most from OnlyFans

While becoming a top 0.1% OnlyFans earner is exceedingly difficult, any creator can still build a successful account and dedicated subscriber base on the platform. Let’s explore some tips to maximize your OnlyFans income potential:

Offer Subscriptions and Paid Content

The baseline for earning on OnlyFans is to offer exclusive content that fans pay a subscription fee to access. Most creators charge $5 to $20 monthly, though you can go higher or lower. Ensure you post consistently throughout each month to give subscribers value for their fee.

Strategically Price Your PPVs

Finding the optimal pricing for your pay-per-view content takes some experimentation. A tool like Supercreator’s Pricing Suite gives you AI guidance on pricing based on each fan’s spending habits and willingness to pay more.

You can price more conservatively for new fans. Then, increase prices over time once they become regular paying subscribers. Offer bundle discounts for multiple PPVs purchased.

Choose a Distinct Niche

Find a niche that fits your personal brand and interests. Popular options include fitness, glamour modeling, sex education, cosplay, music, and more. Lean into your niche when creating content and messaging with fans. This helps attract the right audience and allows commanding higher prices.

Pre-Schedule Content

Preparing content in advance saves time and ensures you post consistently. Using a content calendar and schedule posts for the full month in advance. Create content batches in a single session that you can use for both your feed and PPV content.

Promote Your Account Correctly

Promote your OnlyFans tactfully on social media like Instagram, TikTok, and Twitter. Do not spam promote it; instead, focus on subtly working it into your posts and bio.

Hashtag niche-relevant keywords and locations to make it easier for potential interested subscribers to find your account. Partner with other creators for cross-promotions.

Leverage Tools like Supercreator

Supercreator makes managing your OnlyFans a lot easier, helping you work smarter, not harder. With automated chatting, you can engage with your fans without getting bogged down by constant DMs. It sends the right messages to the right people, keeping everything personal without the extra effort.

On top of that, access management helps you easily control who sees what content, so you’re always in control of your subscriptions. Supercreator also gives you real-time insights and AI recommendations to make sure you’re pricing and posting in a way that maximizes your earnings. It’s all about simplifying your day-to-day and letting you focus on the things that matter.

‍

Final Words

The top OnlyFans earners represent a tiny fraction of accounts on the platform. But their strategies and tactics can inspire any creator looking to maximize their own earnings potential. While reaching the true top tier is difficult, consistently implementing best practices helps inch you closer to that goal.

Remember, you do not need millions of subscribers or charge $50 a month to build a successful OnlyFans account. Find your niche, offer quality exclusive content, engage with supporters, and promote wisely. Leverage tools to work efficiently. With the right approach, you can steadily grow your OnlyFans subscriber base and income over time, with the top earners as inspiration to shoot for the stars.